Manufactured Home Financing Has Changed
The old days of stated income, stated asset, no down, and B Paper lending to mobile home buyers are over. As underwriters have tightened their belts, you now must have decent/good credit, with no lates or missed payments and a down payment on the home you are looking to buy. A new obstacle in manufactured home financing and refinancing is that home values are declining, and comparrisons are dragging the appraisal prices down. In times like these, it helps to know a great lender or broker, and we are both. We can still get a good amount of our customers loans, but its not as easy as it used to be. I hate to think about how hard other companies have to try to get funding, without the experience we have. It must feel like banging your head against the wall. The only people we feel worse for is their customers who pay hundreds of dollars, out of pocket, just to get declined on their loan. Since we know the programs that are still available for manufactured home financing, and we can even fund our own loans, we can offer the best rates and a far greater chance of completing your financing. Call us today, or fill out our secure online application if you are interested in mobile home financing.














