Are Mobile Homes Safe?

modern manufactured home

If you look at Google News, and search for mobile home, then all you see are stories of tragedy. Many mobile homes are still out there that do not meet basic safety requirements. Thee homes are predominately Pre-HUD homes that were never held to any standards when they were built. Pre-HUD means the home was built before 1968, and the HUD safety regulations were never enforced.

Manufactured homes that were built after 1968 have been proven to be just as safe as a site-built home. However, many people still have a stigma about living in a manufactured home because of safety issues. This is unfounded, and if you visit a mobile home dealer then you will learn the truth.

Also, anyone trying to purchase or refinance a loan for a pre-HUD mobile home will have a very difficult time because the bank considers the home to be a larger risk than a post-HUD manufactured home. Afte 40 years, you would be surprised to learn how many pre-HUD mobile homes are still out there. Anyone living in a pre_HUD mobile home would be well advised to bring their house up to code. And, if they can afford it, replacing a pre-HUD with a new manufactured home could save your life.