Most of our competitors are simply Manufactured home mortgage “brokers” in California, which means they are just the middleman. They do not directly finance the loans, and have no capital to do so. This means you’re going to pay more, and receive a higher interest rate. California Manufactured Home Finance (camhf) is a mortgage banker which means we have our own money to lend, so we can fund our own loans for your mobile home purchase. This cuts out the middleman and brings the savings home to you. We simply offer the lowest mortgage rates and fees around for a mobile home loan.
When you need to Finance your Manufactured Home, it is very important to work with a loan expert with experience in mobile home finance. Many banks will tell you that they can fund or finance manufactured home loans, and they mean well. But, often times they have let a purchaser down in the eleventh hour. With over 28 years of experience with mobile home loans, refinance and escrow services, there are not many financing scenarios that we have not faced and conquered. Our knowledge of the manufactured housing industry is vast and our dedication unparalleled. |
A California manufactured home refinance is essentially getting a new loan with better terms to pay off a current loan. Refinancing your manufactured home with a lower interest rate may allow you to shorten the length of your financing period, pay it off sooner, or it could lower your loan payments. Our loan refinance services are offered across California, from San Diego to Redding. Here are the Top Four Reasons to Refinance your Manufactured Home:
1) To lower your the monthly loan payments and/or interest rate
2) To access equity from your mobile home, or "pull cash out" for a remodel
3) For the stability of fixed rate financing
4) To consolidate your debt/pay off credit cards |
