Mobile Home Loans in California

California Mobile Home Loans are our focus, and we can get you the best rate on your Manufactured Home mortgage. With over 27 years of experience with Finance, Refinance and Escrow Services, there aren’t many scenarios that we have not faced and conquered. Our knowledge of the Mobile Home industry is vast and our dedication unparalleled. We’re here to help make the transition into your new home simple and easy, and find you the best financing options possible. In fact, our entire application process takes less than 10 minutes right over the phone.

Our approach to California Mobile Home Loans is Different!

When you need Manufactured Home Financing in California, it is very important to work with a professional, experienced in the ways of Mobile Home Loans. Many banks will tell you that they can fund a mobile home mortgage, and they mean well. But, often times they have let a purchaser down in the ninth hour.

Our approach to California Mobile Home Refinance and Loans are Different! Most of our competitors are simply “brokers” which means they are the middleman, not the company financing the mortgage. They do not directly fund Loans and have no capital to do so. This means you’re going to pay more, and receive a higher interest rate. California Manufactured Home Finance (camhf) is a Mortgage Banker which means we have our own money to lend, so we can fund our own loans. This cuts out the middleman and brings the savings home to you. We simply offer the lowest rates and fees around!

Obtaining a loan to purchase a Mobile Home in California can be an easy & worry-free process, but only if you choose a lender who is experienced in mobile home lending. Most institutional mortgage lenders are not qualified to do mobile home loans, or simply do not know how to do them. This specialized type of loan is best obtained from a company that has a reputation in the Manufactured Home Finance industry, such as California Manufactured Home Finance (CAMHF).

Mobile Home Escrow in California – Experienced Escrow Officers

When purchasing or refinancing a manufactured home in the State of California, you’ll need an Escrow. Since Mobile Homes are a specialized industry. We offer full “in-house” Escrow services and our Escrow Officers are knowledgeable and experienced in all phases of Manufactured Home Finance and acquisition.

To get started on your Loan Application, Please call us toll-free:

(800) 882-1999

Helpful Links to Mobile Home related websites

Housing and Urban Development (HUD) - Office of Manufactured Housing
The Manufactured Housing Program is a national HUD program established to protect the health and safety of the owners of manufactured (mobile) homes through the enforcement of the federal manufactured home construction and safety standards.

HUDuser.org - Foundation and Support Systems for Manufactured Homes
Good foundation design and construction are important elements of quality manufactured housing. Though many options exist, there has not been a great deal of guidance available to help buyers and developers select the best choice for their particular circumstances.

Housing and Urban Development (HUD) - Manufactured/Mobile Home FAQ
The official HUD definitions, legal terminology, and best practices diretly from the Mobile Home section of the HUD.gov website.

Manufactured Home Loans Blog
this blog is very informative and focused directly on mobile home loan topics.

IRS Press Release - First time home buyer tax credit
Under the American Recovery and Reinvestment Act of 2009, qualifying taxpayers who purchase a home before Dec. 1 receive up to $8,000. This includes manufactured and mobile homes, so make sure you ask your agent if you qualify for a tax credit.